42 Comments

"Lie down" is the best advice you've ever given. Unfortunately, it's hard to truly internalize until you make one or two mistakes IRL and burn a friendship or two.

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Yeah brutal always lie down.

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Hey Bull, I know this isn't your life but I'd love your opinion. I'm 19, technically sophomore in college but my credits make me a junior.

I have a couple wifi businesses, good grades, social circle, dating life etc. and I'm on a good trajectory.

Here's the issue: I go to the University of Iowa (I save a ton of money doing this) and I live in Des Moines.

Iowa is all I have ever known, but it is way too small for the life I want and the life I know I can have.

I know that I have potential and I'm seriously considering forgoing an internship in Des Moines and moving to Tampa for the summer so I can be in a better environment with more ambitious people.

I feel like I've outgrown my hometown and need to make a big step to grow and take my biz/ppl skills/everything to the next level but I'm only 19... is it too early to make a play like this?

My parents think this is a stupid idea and that I should get more professional experience close to home before doing something this drastic.

Thanks

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Sounds like your parents are right to me (sometimes parents are). How are people in Tampa going to help you graduate and scale wifi businesses? You already have WiFi in Des Moines.

Just relax. You're 19 and can make a move after graduation. Presumably the internship is in your field of study. If you hate it, that is easier to take in Iowa vs. Florida.

-Anonymous Dum-Dum on the internet

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I know multiple people who went to U of Iowa and made (and still make) absolute bank + wifi cash. One of them even did an internship in Des Moines (or Cedar Rapids, not sure). His first successful business served only Cedar Rapids area as well. There's opportunity.

You can make it work where you're at. Not saying you have to, but I want to reframe the situation and let you know there are people in recent years who didn't need to leave because they "outgrew" it.

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How stable are your businesses and are you generating enough cash flow to cover living expenses + discretionary spending? If it’s a reliable source of income and you know that you have a clear path to grow it, then do it bro

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Also you should ask Bull in the Monthly Q&A post at the end of the month. In case they don’t answer this one

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Not enough cash flow yet but growing at a good clip. It should be there by the time summer rolls around but no guarantees obviously especially in this economy. Its a gamble obviously but I just feel like I need to do something big to make it because there's nothing left for me in Des Moines and maybe even in college. Thanks for the reply dog

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If you’re a junior in credits and can graduate soon with minimal debt, don’t underestimate the power of being able to use all your W2 $ as ammo for your biz. If it’s just going to slow you down or impede your growth then that’s a personal decision. But getting paid to funnel $ into your biz is also a pretty sweet deal. Personally I’d give it another 6 months or so, then see if I’m able to grow biz enough to cover living expenses. You mentioned the summer so why not just finish out this next semester and then impose a self-challenge so that you have to “earn” the move instead of just hoping it’ll work out. Just my 2 cents. Would still ask Bull

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Get the degree. You’re already invested and almost done. Partying in Tampa won’t help your WiFi biz or your degree. Spend the summer in the Midwest…focus on the biz, finish school then move to Tampa if that’s where you want to be.

One step at a time young grasshopper.

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This is the first time I've heard somebody say they want to move to Tampa to be around ambitious people. Not sure you'll find what you're looking for there, but might be worth a try.

Feel free to dm on X if you have any questions about the area, have spent a lot of time there.

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Lie down is good advice. I made the mistake of telling my parents when made a stack selling my company. Next thing I knew aunts and uncles commenting on it. There is zero, absolutely zero, to be gained by talking about it. Now our preference is to hang out with ppl who have made more than us. No jealousy there.

Lie down.

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Much easier

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What’s your legacy if no kids? You’re clearly not at your number yet, what’s your why other than being elite?

Degen island island the legacy?

Thanks for all the basically free info. Have dramatically changed my life trajectory thanks to a cartoon bull.

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It's not just when you make $10M. Years ago I told my parents I had paid off my first property. Mistake. Now everyone knows.

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"they’ll make back handed comments to imply you are making or have less than them."

This is so on point. Just smile and wave boys, smile and wave.

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Smile, nod and agree is the key

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You have extensive materiel for PR as the degen island option, but I couldn’t find content on Singapore. Any links?

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No we're American so never went through process of Citizenship removal. Not worth it in our opinion.

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Otherwise you’ll be that 40 year old dude with an R8 trying to go drink every weekend.LMAO dime a dozen in LA. Should have seen the hotel I used to work at.

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Yes oddly specific for a reason hahaha

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Hey BtB! Thanks for the nice guide!

Do you have a guide on what to do when you have a big windfall or gain lots during this next bull run? What should we immediately start thinking about and plan to do?

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You already know

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I know I won’t tell a dam soul! Worked too hard for people to talk bad about me.

Why do rich people go with family offices? Should I be working with certain people when we make it? Maybe you’ll touch on this in a future post. Cause by 2024-2025 treasuries aren’t gonna be a thing. Obviously I’ll stay toned and tooned.

Thanks Bull

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Sounds specific think of way to word it and just post end of month

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Recommend agains Australia and NZ - living long term is nice but you won't be able to afford house prices in major cities unless NW >= $5m and so will be forced out into the slums with lower class.

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No love for Asia, Africa or Middle East?

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We did cover some asia stuff

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What are the most important areas to be aware of to not screw up your 30s?

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Decide if you want kids, if you don't make the decision you're screwed because you'll choose some girl you have known for a whopping 2 years and get rekt.

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Hanging around my parents during my kids’ activities I get written off very quickly by the other dads. I don’t have the “right” w-2, live in the flashy part of town, drive the right car or have any of the toys they have interest in (Vacation home, beach club, country club).

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Hahaha must be an entertaining experience

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Entertaining in that they’re focused on showing off that bonus. As you say, smile and nod

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Thanks for the post. What makes Southern California best for families?

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Weather, food and family orientation in the right suburbs.

Not talking about downtown LA or anything like that.

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Fitness/outdoor culture too. People are not as disgustingly overweight. The right suburbs also keeps you away from riffraff. There's something to be said about keeping up with the Joneses. And you have neighbors who are not so stupid. You can actually have intelligent conversations with people. But traffic can suck.

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What happened to Puerto Rico? Doesn't make the cut?

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What about it? PR is a US tax haven covered here. https://bowtiedbull.io/p/everything-you-need-to-know-about

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Not up there with NYC, DAL, MIA?

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No its just a tax haven, you go there for a specific reason it's not a place to live for the rest of your life most just do 183 days and that's it

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Thanks!

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Great write up. Also answered my question on the earlier post about getting lost in the sauce.

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